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Planes is authorized by your company to arrange for insurance on your move in compliance with your corporate relocation policy.
- Although your cargo is insured, damage to your property is not covered by this policy.
- If there is any damage at either property, contact your Planes Counselor immediately.
- You must note the damage on the van operator's paperwork.
- The inventory is a legal document indicating the condition of your goods.
- Damaged or missing items must be noted as claims.
- A claim for missing items that are not noted as such on the inventory will be denied.
- We recommend that once all items have been received you mark the inventory "subject to further inspection."
- If you have a claim to report, contact Baker Insurance immediately.
- Your company has authorized Full Replacement Value Coverage through Baker Insurance.
- Your possessions are protected up to the declared value.
- The premium paid to Baker Insurance insures your goods during your move for up to $50,000.00 Full Replacement Value.
- Coverage over $50,000.00 is available at a cost of $5.00 per $1,000 of coverage.
- For additional coverage contact your Planes Counselor prior to the move date.
Do not under insure. The insurance company will pro-rate their liability in direct proportion to how the actual value of your goods relates to the released value.
- Full Replacement Insurance Coverage compensates you for the repair, replacement, or reimbursement of lost or damaged items at today's prices.
- The insurer has the option to repair a damaged item rather than replace, provided repairs can be performed satisfactorily.
- Fine art, antiques, and some collections in excess of $5,000.00 may be considered for insurance if specifically listed by value and description. An additional premium will be required.
- Coverage for your high value items is available at an additional cost to you or your company at $8.50 per $1,000.00 in coverage.
- Any high value item requires a proof of value, receipt, or current appraisal.
- Your goods are insured for up to 90 days under the initial Baker Insurance policy.
- Beyond 90 days, the charges to continue coverage are $1.50 per $1000.00 value, i.e., to continue $50,000.00 of coverage the cost would be $75.00 per month.
- Excluded from coverage is storage at any "mini" or "self-storage" warehouse.
The following items are not insured under the terms of your policy. We recommend that you personally transport them:
| - Animals | - Sports/Action Cards | - Computer Diskettes |
| - Pets | - Furs | - Securities |
| - Personal Documents | - Watches | - Bills |
| - Deeds | - Jewelry | - Bullion |
| - Personal Papers | - Plants | - Currency |
| - Stamps | - Food Stuffs | - Notes |
| - Stamp Collections | - Perishables | - Accounts |
| - Coins | - Family Albums |
| - Comic Books | - Photos |
 Loss/damage to computer data (software) is covered. Baker will replace the floppy diskettes only.
- Dampness
- Atmospheric conditions beyond the mover's control
- Operational failure (of the item) of a mechanical or electrical nature
The insurer's liability only covers the replacement or repair of damaged items and does not cover items included in pairs and sets unless your company specifically scheduled this option in their policy.
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